Congress should not have created the CFPB. Multiple federal agencies already existed to enforce consumer protection laws. The ...

Consumer Financial Protection Circulars are advisory policy statements the Bureau issues under the Administrative Procedure Act, 5 U.S.C. 553(b).Circulars provide background on an applicable law ...

WebRecon’s latest June 2025 report continues to reveal a general rise in the consumer complaint and litigation landscape ...

On June 4, 2024, the Consumer Financial Protection Bureau (“CFPB”) issued a Consumer Financial Protection Circular 2024-03 (“Circular”) warning that the use of unlawful or unenforceable ...

Credit and consumer reporting have consistently topped the CFPB’s list of complaints for years and accounted for nearly 60% of all complaints last year, up from 44% in 2019. A significant portion of ...

Since the U.S. Consumer Financial Protection Bureau opened its doors in 2011, the watchdog has been at the center of legal fights over mortgage regulations, student loans, forced arbitration and ...

The Consumer Financial Protection Bureau has seen its enforcement efforts grind to a halt under the Trump administration.

Established in the wake of the Great Recession, the Consumer Financial Protection Bureau (CFPB) is a government agency intended to do exactly what its name states: protect consumers financially by ...

The Consumer Financial Protection Bureau issued guidance on the use of artificial intelligence in credit underwriting, saying that creditors are relying too heavily on a CFPB checklist and sample ...

Before the CFPB, federal consumer protection laws were enforced by a variety of federal regulators — an “unusual patchwork system” that proved not only inefficient but ineffective, says ...

The U.S. government on Tuesday issued new rules to remove roughly $49 billion in unpaid medical debts from Americans’ credit reports, even as debt collectors and incoming Republican leaders have ...