Buildings insurance protects the structure of your property. It covers the cost of repairing or rebuilding your home if it’s damaged or destroyed as a result of subsidence, heave (when the ground ...

In July 2021, after the collapse of the Champlain Towers South in Surfside, Florida, the city of Miami ordered structural inspections of all buildings over 40 years old. Since then, two other ...

The reality is a bit more nuanced. Home insurance is typically split into two distinct types of cover: buildings insurance and contents insurance. Confusing the two is one of the most common mistakes ...

If you own a flat – whether you live in it or rent it out – you’ll want home insurance to protect your asset, and potentially the contents as well. But insuring a flat can be a little more complex ...