Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...

A Certificate of Insurance (COI) is a document that verifies the insurance coverage held by another party. It evidences the coverage in place at the time of issuance of the certificate. It is ...

When a formal agreement or contract requires a Certificate of Insurance to fulfill contractual obligations, submit a certificate of insurance request with a minimum of 5-7 business days prior notice.