Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...

When you close on a home purchase or mortgage refinance, there are always various closing costs to pay. From appraisals and home inspections to loan origination fees and property taxes, these expenses ...

A Reddit poster is considering refinancing his home loan. The poster should calculate his break even point and make sure he’s getting the best rate before moving forward. Are you ahead, or behind on ...

You’ve found a home, settled on a price with the seller and secured a mortgage loan. Yet, as you approach the closing, you’re concerned about mounting expenses and those pesky closing costs. The ...

A no-closing-cost refinance means you won’t pay closing costs upfront — but you will roll them into your loan or pay a higher interest rate. A no-closing-cost refinance saves you some money at closing ...