David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

A construction mortgage is a type of real estate financing that covers the cost of building a home. Afterward, it often ...

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Big banks don’t appear to be loosening the purse strings for construction loans. However, that conservative streak is creating opportunities for regional banks and bridge lenders to pick up the slack.

Fierce competition and uneven real estate prices may have you thinking about building your dream home instead. Or, you may want to do a gut renovation, teardown or rebuild of an existing home, which ...

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Home expenses can feel overwhelming, but the right construction loan can help make the process feel achievable. Examine your anticipated construction loan needs before beginning the loan application ...

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Oh Joy! and Clever are teaming up to show you what it's really like to build a house from the ground up. It's Joy from Oh Joy! I'm back! So, you may be thinking…how can anyone afford to build a home ...

For many homebuyers, it’s the realization of a dream: a house in the country, with acreage and distant neighbors. But the imbalance of home value to land value can make finding a mortgage challenging.