For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...

Learn about the Guardrails Approach, its benefits, implementation, comparison to other strategies, and the importance of management and monitoring.

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

Retirement is a time to enjoy the fruits of your labor, but one of the biggest challenges many retirees face is figuring out how to make their savings last. This challenge becomes even more daunting ...

Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...

If you're worried about running out of money in retirement, talk with a reputable financial advisor. Create a detailed financial plan. You might consider other options, including delaying retirement, ...

Ivanna Hampton: Welcome to Investing Insights. I’m your host, Ivanna Hampton. New retirees might enter a different environment than their predecessors. The economy or market might have changed ...