If you've been a prospective homebuyer in recent years, you might be forgiven for thinking that there were no "good" mortgage interest rates available. That's because there often weren't. At one point ...

The article January Mortgage Outlook: New Year, Same Rates originally appeared on NerdWallet.

When looking at mortgage offers online, the interest rate doesn't always show the whole picture. Often, the lowest advertised mortgage rate includes 1 or more discount points, which translates to ...

After months of elevated borrowing costs, mortgage shoppers finally saw rates ease this fall following the Federal Reserve's back-to-back rate cuts, which lowered the benchmark rate by 50 basis points ...

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

After a turbulent few years for homebuyers, the housing market is entering 2026 with a very different tone, thanks in large part to the Federal Reserve's rate-cutting campaign in late 2025, which ...

Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...

Whether buying property or refinancing, you have the option to pay for points and lower the mortgage interest rate. What are the pluses and minuses of investing in points? And what analysis must you ...