Excellent credit is a high credit score that shows lenders you are a low-risk borrower, generally ranging from 740 to 850 on FICO or VantageScore models. Consumers with excellent credit can qualify ...

Lenders usually consider a credit score of 800 or higher or higher “excellent credit.” FICO defines excellent credit as 800 or above, while VantageScore defines it as 781 or above. More lenders ...

Credit scores are grouped into ranges between 300 to 850. The ranges are used by lenders to determine your creditworthiness. Many, or all, of the products featured on this page are from our ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score, which ...

Credit scores estimate your likelihood of repaying new debt. Learn what range your score falls in and how to grow it. Many, or all, of the products featured on this page are from our advertising ...