With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

A free checking account sounds like a no-brainer, offering easy access to your money with no annual fees. But “free” sometimes comes with strings attached. Some checking accounts waive fees only if ...

Banks and credit unions typically pay little to no interest for a checking account — among the ones that actually do, the average annual percentage yield is just 0.07%, according to the latest ...

Everyone likes freebies. And free checking accounts are easier than ever to find, especially if you’re over 55. Free checking typically means you don’t pay a monthly account maintenance fee, which can ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

A traditional checking account, also called standard or basic, is your bare-bones account. “These accounts are very easy to access,” said Matt Hicks, vice president of deposit products and member ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...