Support a loved one’s retirement prep with a gift IRA contribution, but keep in mind that limitations and requirements must be observed.

Learn how to identify excess IRA contributions and the steps to fix them, avoid penalties, and manage your retirement savings ...

We all want to reach retirement age with more than enough money to cover expenses for the rest of our life. If your workplace ...

Growing a retirement account to $1 million depends heavily on how early you start investing. At a conservative 6% annual rate of return, a 35-year-old needs to save about $863 per month to reach $1 ...

The best retirement account for a solopreneur will depend primarily on your income level and desired contribution amount.

Wouldn’t it be great if we could work for 30-40 years, retire, and be taken care of financially for the rest of our lives? Fifty years ago, when people didn’t live as long and many companies offered ...

You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your savings tax-deferred and avoids penalties. You can also do an indirect ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here’s the latest. One source Americans consider ...