Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

Actual cash value coverage may lower your premiums, but it could also leave you underinsured. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Home insurance policies protect you from loss if your home is damaged or destroyed. These policies cover the structure as well as your belongings. But what if you believe your home and belongings are ...

Actual cash value means that you will not get a check from the insurance company for enough money to replace your damaged, lost, or stolen item with a brand new version. ACV home insurance policies ...

The takeaway from this article is to understand that the acronyms of RCV and ACV simply characterize the inclusion or exclusion of recoverable depreciation. These terms do not, under any circumstance, ...

GREENSBORO, N.C. — A rash of recent home fires in the Triad prompted 2 Wants To Know to remind you that sleeping with your bedroom door closed could save your life. "It's the difference between a 1000 ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

If your possessions are stolen or, worse, your home burns down, you don’t want to discover that your home insurance isn’t going to pay what you thought it would. Unfortunately, some homeowners realize ...

SIOUX CITY -- Tornadoes in Mapleton and Sac County. Straight line winds in Moville. Flooding up and down the Missouri River. Mother Nature's topsy-turvy ways have Siouxland residents ducking for cover ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. If your possessions are stolen or, worse, your home burns down, you don’t want to discover that your home insurance isn’t going ...