A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

Homeowners insurance costs will continue rising, growing by a total of 16% nationwide in the next 2 years, experts say.

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

U.S. home insurance costs rose 11.4% in 2024 over a year ago. Here are seven expert strategies for finding affordable ...

Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That's forcing families across the country to make tough choices.

U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

You might need an inspection before your insurance company will cover your home. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Home insurance premiums in storm-battered Florida are at crisis proportions — with seniors growing increasingly anxious about whether they can hang onto their homes. Real estate agents and mortgage ...

Lawmakers and regulators must move quickly to adopt these reforms and restore stability to the insurance market.