A climate ‘shock’ in the insurance market has started to affect home prices in areas most exposed to wildfires and hurricanes ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

The final major factor in high insurance premiums is the cost of litigation in tort cases, which deal with civil remedies for ...

Affording a home is one thing. Affording to keep it running is another. The average homeowner spends $21,084 per year on non-mortgage expenses, including insurance, property taxes, and other costs, ...

Indiana homeowners benefit from some of the lowest homeowners insurance premiums in the nation. While premiums are rising across climate-vulnerable states such as Florida, Louisiana, and California, ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Kentucky homeowners continue to benefit from relatively low homeowners insurance costs compared with much of the U.S. While insurance premiums are rising sharply in coastal and climate-vulnerable ...