A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

Delaware homeowners benefit from some of the lowest average insurance costs in the nation, even as premiums soar in coastal and climate-vulnerable markets elsewhere. Data from the U.S. Census Bureau ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...

Affording a home is one thing. Affording to keep it running is another. The average homeowner spends $21,084 per year on non-mortgage expenses, including insurance, property taxes, and other costs, ...

Oregon homeowners benefit from some of the lowest home insurance costs in the nation, even as averages climb in climate-exposed states. While Gulf Coast and wildfire-heavy markets face severe ...

A climate ‘shock’ in the insurance market has started to affect home prices in areas most exposed to wildfires and hurricanes ...

Mississippi homeowners benefit from some of the lowest average homeowners insurance costs in the Gulf region, even though the state faces significant exposure to hurricanes and flooding. According to ...

Indiana homeowners benefit from some of the lowest homeowners insurance premiums in the nation. While premiums are rising across climate-vulnerable states such as Florida, Louisiana, and California, ...