You might not see this bill coming if you don't know the ins and outs of your annual free visit.

Blumberg is a contributor for TIME. Blumberg is a contributor for TIME. If you already head to the doctor’s office once a year for an annual physical: good job. If you don’t, let this be your reminder ...

Are you familiar with specific vital questions for your doctor during a physical? You can read about how to make sure you get those questions answered. Your annual physical exam is a key part of your ...