A payday loan is a short-term, high-cost loan meant to be repaid on your next payday. Payday loans are easily available if you’re 18 or older, have a valid ID, a bank account and proof of income.

Personal loans are more adaptable loans that are ideal for people in need. Personal loans can be used for various purposes, including vacations, debt consolidation, weddings, and home improvement ...

Colin Beresford is a writer and editor experienced in helping people make the best decisions with their money, whether it's buying a car or taking on a loan. He has written for Bloomberg, The ...

Payday loans have been around since the early 1900s. Car title loans can have interest rates up to 300%, California AG and others try to crack down on "rent-a-bank" loans. Financial watchdog groups ...

When money's tight, taking out a payday loan can feel like an easy fix, especially if you're dealing with some credit issues. After all, payday loans are quick, easy to get and generally don't require ...

Half of Americans can't afford an unexpected expense, so what happens when they need a car repair or their job sends them home early for a week? For millions, the answer is often a high-cost payday ...

Payday loans can provide quick access to cash in an emergency, often without a credit check. But you’ll pay a high interest rate and additional fees. Many or all of the products on this page are from ...

Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...