Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

Fed rate cuts could ease credit card and deposit rates, but auto loans and mortgages may stay high due to risk and long-term inflation expectations.

Half of Americans are in some sort of credit card debt. If that’s you and you’d like to change that in the New Year, 5 On ...

Unfortunately, if you’re among the half of credit cardholders who carry debt from month to month, you’re unlikely to catch much of a break in 2025. Even though rates have fallen to a low of 20.27 ...

Despite the Federal Reserve's recent cuts, credit card interest rates have been hovering near record highs. A new bipartisan bill would cap them at a dramatically lower figure, but experts say it may ...

Amid surging credit card interest rates and rising delinquencies, a bill with bipartisan support would cap rates at 10%, about half the current average, for five years. The legislation would ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Monthly credit card statements are causing consumers ongoing stress and concern. After years of high inflation and rising interest rates, consumers are having trouble keeping up with their credit card ...

What's in your wallet? A credit card with interest rates that are far higher than any other major kind of loan. Why do credit cards have such high rates? The New York Federal Reserve looked into the ...