Mortgage applications fell 0.3% last week, with FHA and ARM loan shares increasing and refinance activity up 101% year over ...

Total mortgage demand was flat last week, but FHA demand rose, as that product offers bigger savings.

The rate on a 30-year fixed refinance slipped to 6.16% today, according to the Mortgage Research Center. Rates averaged 5.27% ...

Falling mortgage rates in January 2026 pushed refinance volume up 50% and increased the VA lending share, per Optimal Blue data.

No matter how large your down payment, FHA loans require borrowers to pay an upfront mortgage insurance premium (MIP) at closing, as well as an annual MIP for at least 11 years. You can use an FHA ...

This type of mortgage lets you pay for a home and renovations with a single loan.

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

If your credit is just so-so or you’re struggling to save for a down payment, an FHA loan may help you finance the home you want. These government-backed loans typically offer lower interest rates and ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...