With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster. Many, or all, of the products featured on this page are ...

Extended replacement cost coverage is worth considering if you want an extra buffer against being underinsured. Many, or all, of the products featured on this page are from our advertising partners ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Homeowners insurance isn’t just about picking a policy and crossing your fingers after you buy your home. It’s about making sure your coverage truly reflects what it would cost to rebuild it. That’s ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

But with these benefits come unique considerations, especially when it comes to home insurance. Unlike traditional site-built homes, mobile homes face different risks and coverage requirements—an ...

When you buy home insurance, you probably expect it to pay the full cost of any damage covered by the policy (minus any deductibles). But if you haven't followed the 80% rule (also known as the 80/20 ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

JACKSONVILLE, Fla. – It was a wake-up call for hundreds of homeowners in Los Angeles County who discovered their property insurance wasn’t enough to cover the full cost of rebuilding their homes after ...