Quick Read The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a ...

Making your first retirement account withdrawal is a milestone — one that requires planning, timing and strategy. The right ...

Morningstar suggested earlier this year that retirees can safely withdraw 3.7% from their nest egg in 2025 instead of ...

Think of the "Best of Both Worlds" or total return retirement spending rule as the 4% rule on steroids — retirees live off ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

That’s because of the required minimum distribution (RMD) law. Once you reach a certain age, you’re required to withdraw a ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, sustainable income for life.

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Retirement can feel like stepping off a cliff: years of saving, planning, and ...

If you'll be retiring at 70, make sure to sign up for Social Security right away, since there's no financial incentive to ...

While inflation has cooled compared to recent highs, there have been upticks in the inflation rate over the last few months, and, as a result, the cost of living remains elevated. That's making it ...

Planning for retirement can be a very exciting thing. But it can also be overwhelming. Even if you’re someone who saves ...