A Roth IRA is one of the most powerful tools for building a tax-free retirement. Unlike traditional retirement accounts, Roth IRAs allow you to withdraw your earnings tax-free in retirement, making ...

Roth IRAs have been around for more than 20 years, and many people may have forgotten or never learned about how valuable they can be. Even small contributions over time can translate into a ...

Beginning to save for retirement early on makes a big difference in financial security later in life. Read on to learn how custodial Roth IRAs can teach young people important money skills, helping ...

Many of our grandparents relied on pensions for retirement income, but few employers these days offer similar retirement coverage. Instead, we have a retirement tool that our grandparents didn't: the ...

A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

Roth conversions, if done right, can lower your tax bill over your lifetime. But be careful. Roth conversions pose traps, and the unwary can easily get caught. Here are eight factors to consider in ...

Retirement account balances reached fresh records in the third quarter, capping off a period of sustained growth that has largely defied economic headwinds. The latest quarterly read from Fidelity ...

For high earners looking to supercharge their retirement savings, enter the mega backdoor Roth. This financial strategy serves as a tax-shelter for retirement funds, which allows you to add tens of ...