There are tons of tax savings available for most Americans, and all it takes is avoiding a few simple mistakes.

Converting now might destroy you later.

A Roth IRA conversion ladder is a multiyear savings strategy that lets you tap your retirement account before reaching age ...

Say you've saved $1.6 million in your 401(k) — a number that reflects years of discipline and sacrifice. Now, financial experts are saying much of that money should be in a Roth IRA instead. Should ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works because, while the IRS sets income limits on direct Roth IRA contributions, it ...

Beginning in 2010, individuals are allowed to convert or roll over certain distributions from retirement plans and IRAs to Roth IRAs regardless of their modified adjusted gross income. Complex rules ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

A Roth IRA retirement account allows after-tax money to grow tax-free. Learn more about their rules, eligibility requirements, and more.

For Kelli Smith, financial planner at Edelman Financial Engines, there are three reasons to do a Roth conversion: limiting ...

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Two neighbors retire the same day with identical account balances, identical spending plans, and identical expectations. Yet ...