Q: I am going to retire at the end of this year and would like to start my Social Security benefits in January. When is the best time to apply? A: Now is the time to prepare. We recommend you apply ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

The federal government taxes the Social Security benefits of all seniors whose provisional income -- adjusted gross income ...