Spousal Social Security benefits can be complex, but understanding them can help maximize your retirement income.

Unfortunately, if you apply for your spousal benefit when you reach full retirement age, your own benefit will no longer accrue delayed filing credits. While that’s a cut-and-dried answer, I’ll ...

Spousal benefits are available to current spouses and some ex-spouses of qualifying workers. Claiming early can reduce your spousal benefit by up to 35%. You'll only get a spousal benefit if it's ...

It's not possible to claim spousal Social Security benefits unless the worker is already claiming. Your age at sign-up affects the size of your spousal benefits. Getting all your documentation in ...

Millions of Americans rely on Social Security retirement benefits to provide a financial safety net in their golden years, making it one of the country's most important social programs. It's also a ...

A small group of people can still take advantage of a Social Security rule that will soon be phased out. The Social Security provision is called filing a restricted application to receive spousal ...

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Hi Larry, I am confused about restricted applications. I am retired ...

As more Americans weigh retirement choices in a tight budget year, one rule keeps ...

This article looks at how to get the highest spousal benefit for Social Security.