Student loans in the US have not been frozen or wiped away. They have been redesigned. Three popular income-driven plans are being phased out, a new repayment plan is due in July 2026, and “pause” ...

At-a-Glance ✅ Payments still due and loan servicers remain open, collection activity will still happen.✅ IDR applications ...

The Education Department quietly confirmed last week that student loan forgiveness for certain borrowers under several income-driven repayment plans is paused again.

Refinancing your student loans can allow you to take advantage of certain benefits, like a lower interest rate and greater payment flexibility. In most cases, borrowers who refinance wait until ...

WASHINGTON, DC November 20: US Secretary of Education Linda McMahon during the daily briefing in the Brady Briefing Room of the White House on Thursday November 20, 2025. The Education Department is ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

Buy Side’s best student loan lenders include Ascent and College Ave for their low rates and repayment options ...

The best private student loans offer competitive interest and annual percentage rates, have low origination, disbursement or prepayment fees (or none at all) and are offered by credible lenders.

State-based nonprofit student loan lenders can be a good option for borrowers who have reached their federal loan limit and still need financing. Nonprofit lenders often offer lower rates and ...