At what stage should I reduce or stop paying for my term life insurance? I am a 51-year-old married man and pay about $200 per month for a $1.5 million policy offered by a private professional group.

If you outlive a typical term life insurance policy, you won’t receive a death benefit or a refund on the premiums you’ve ...

Discover the top life insurance companies for older buyers.

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Fast Coverage Without the Physical ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

In advisory conversations, I often see clients treat “life insurance” as a monolith. But the difference between term and whole life is foundational to strategy, not just semantics. Choosing the wrong ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Many Americans wait too long to purchase a life insurance policy. They do not realize how their health issues can factor into ...

Learn about the rules and cost-effective ways to combine multiple policies to meet changing life insurance insurance needs ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

More than half of Americans over 65 will need help with basic activities like eating or bathing, according to the U.S. Department of Health and Human Services. The cost of long-term assistance ...