Learn how split limits in auto insurance define maximum payouts for bodily injury and property damage to better understand ...

Explore how aggregate limits of liability work in insurance, their impact on policy coverage, and why understanding them is crucial for policyholders.

Many umbrella policies require your underlying auto and home policies to be with the same company or, at minimum, meet ...

Learn about Umbrella Insurance, including its definition, the reasons to consider it, and get tips on how to manage it.

An umbrella policy is a type of liability insurance that extends the coverage to a higher amount than the regular home, auto, or boat insurance combined. Currently, only a fifth of insurance holders ...

Life can be unpredictable. One moment you can be driving to work and the next you can get into an accident. Or maybe you’re hosting a party and someone gets injured at your house. When these types of ...

If you own, rent, or lease a home or auto, you likely have liability insurance to protect yourself from accidents, whether a slip and fall on your property or an auto collision. However, these ...

There’s a gap most people have in their insurance plans, and it eventually could cost them a bundle. In general, people have the right amount of insurance for damages to their property, whether it is ...

Umbrella insurance isn’t just for millionaires or high-risk daredevils. It’s a type of extra liability coverage that could protect your home, income and savings if you’re ever hit with a costly ...