We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Do you have a VA loan ...

Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of refinance exclusively for VA loans that can lower your monthly mortgage payments. An IRRRL does ...

Thinking about buying a home or refinancing with your VA benefits in 2026? Even though interest rates remain higher than they were a few years ago, VA loans—whether you’re purchasing a new home or ...

Refinancing your current mortgage into a VA loan can be a smart move if you’re an active-duty military member, a veteran or an eligible spouse. Fortunately, qualifying to refinance to a VA loan isn’t ...

VA loans come with many benefits. They have low interest rates, they require no down payment or mortgage insurance, and they limit your closing costs, too. They’re also easy to refinance, thanks to ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You have a VA home loan ...

The VA Interest Rate Reduction Refinance Loan (IRRRL) is a refinancing option for veterans with existing VA-backed home loans. Refinancing a home mortgage can be a complex and lengthy process unless ...

Refinancing a VA loan can be easier than refinancing a conventional mortgage, as it generally requires less documentation. Additionally, depending on the refinancing loan you choose, a home appraisal ...

Refinancing a VA loan can have a number of advantages, especially if interest rates have dropped. By swapping one VA loan for another, you can potentially lower your monthly payment, switch to a ...