Small finance banks are offering FD rates of up to 8 percent, while private lenders top out at around 7.2 percent. PSU banks offer up to 6.7 percent, and foreign banks up to 7 percent on select tenure ...

In January 2026, FD interest rates vary sharply across banks, making the choice of lender and tenure important for depositors ...

Fixed deposits and small savings schemes are built for slightly different purposes, even though they often sit in the same ...

NSC is gaining attention as banks cut FD rates. With 7.7% returns, government backing, and tax benefits under Section 80C, it ...