Home Insurance Outlook 2026: Tariffs, Severe Weather, Building Costs Drive Higher Rates

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.
NPR

How homeowners are saving on insurance by upgrading their houses against disasters

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...
CNBC

Average homeowners insurance rates are nearing $3,000 — here's how to save in 2025

As if owning a home wasn't a big enough expense already, homeowners insurance rates are soaring to new heights. Average premiums hit $2,802 per year in July 2025, according to a new report from ...
Newsweek

Map Shows Rising Home Insurance Costs Across 50 States

The cost of home insurance spiked all across the country over the past six years, according to a new analysis by LendingTree, with no state spared of premium hikes. Between 2019 and 2024, the cost of ...
Newsweek

Map Shows Where Home Insurance Costs Most—and Least

The cost of home insurance is rising all across the country as extreme weather events become more common and destructive, adding a heavy financial burden on the tired shoulders of American households.
NPR

It's harder to get home insurance. That's changing communities across the U.S.

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...