A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

Homeowner insurance premiums could surge 16% by 2027 as climate disasters drive rates higher, adding pressure to the housing ...

The national average cost of home insurance is up 9% compared to two years ago, according to Bankrate. The state with the highest average home insurance cost is Louisiana. California saw the fastest ...

Extreme weather is driving sky-high home insurance prices in some especially storm-prone parts of the country, a new analysis finds. Why it matters: Climate change is supercharging extreme weather ...

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

A climate ‘shock’ in the insurance market has started to affect home prices in areas most exposed to wildfires and hurricanes ...

A long run of home insurance cost hikes might have come to an end in September, when average premiums for multi-peril home ...

Average home insurance premiums fell by 13 per cent year-on-year in September, data seen by the Daily Mail shows. The average annual cost of buildings and contents insurance was £197 in September 2025 ...