Learn about what makes a great homeowners insurance policy and how you can find the perfect fit for your needs. A homeowners insurance policy offers financial protection if your home or personal ...

More Americans are declining to buy home insurance due to increasingly expensive premiums — leaving them at considerable risk of losing their home and personal belongings in case of a disaster. The ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

If you're a first-time homeowner, you may not know that flood insurance is not included in homeowners' insurance. But homeowners' insurance and flood insurance are two separate things entirely. One ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Close up of a female couple having breakfast together Buying your first home is an exciting yet daunting process. There are many ...

Homeowners' insurance and flood insurance are typically sold as separate policies. Most flood insurance policies have a 30-day waiting period before they become active. It is difficult to get new ...

When you apply for a mortgage, the lender will likely require homeowners insurance before funding your loan. This insurance helps protect their investment if something unexpected damages or destroys ...

Buying a home can be an exciting time, and knowing how to choose homeowners insurance is one important part of the homebuying process. Your home is likely to be the most expensive investment you’ve ...