Home insurance prices are up across the U.S. as insurance companies both try to recoup incredible losses from the last few years and brace for more losses as climate-related disasters intensify.

As if owning a home wasn't a big enough expense already, homeowners insurance rates are soaring to new heights. Average premiums hit $2,802 per year in July 2025, according to a new report from ...

Homeowners will need to fork over more cash to protect their homes, with premiums set to be more expensive by the end of 2025. Natural disasters, fueled by climate change, are the leading cause, ...