Christopher Stroup, certified financial planner and owner of Silicon Beach Financial, explained key signs to consider ...

While bank accounts and many other financial accounts can be jointly owned, retirement accounts like IRAs and 401(k)s are inherently individual. That means each person must open and maintain their own ...

Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and ...

In a recent monthly newsletter from IRA expert Ed Slott, a discussion of loan options from retirement accounts referenced a ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Retirement planning is one of the most important financial ...

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Oklahoma is the only other state where a person can retire with less than $700,000 in savings. After that, the number creeps up. That said, although Kansas and Alabama require just slightly more than ...

Generally speaking, retirement accounts are afforded a great deal of protection. If you file bankruptcy, creditors cannot go after your retirement savings. This includes individual retirement accounts ...

The IRS allows a withdrawal of up to $1,000 annually from qualified retirement accounts without penalty for emergencies. Emergency withdrawals can potentially help those facing financial challenges ...

Editor’s note: This is part four of a six-part series in which Peter Newman, CFA, of Peak Wealth Planning, explains the benefits of employee ownership for the U.S. workforce. There are more than 6,500 ...

The investable wealth of US households ballooned by $10.3 trillion over the past year, marking a 13.3% increase, but new research shows that the gains have been concentrated among the wealthiest.

As a last resort, many people file for bankruptcy when they are faced with overwhelming debt. In fact, 486,613 people filed for bankruptcy in 2024 — up 16.2% from the previous year. In addition to 464 ...