Many Americans wait too long to purchase a life insurance policy. They do not realize how their health issues can factor into ...

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash value ...

Both term insurance and ULIPs have unique benefits, and many financial plans combine both for maximum advantage.

Term life insurance is an affordable way for young professionals to secure their financial future and protect their loved ...

More than half of Americans over 65 will need help with basic activities like eating or bathing, according to the U.S. Department of Health and Human Services. The cost of long-term assistance ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...