A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

GEICO car insurance offers strong discounts and flexible coverage. Compare options by age, credit, and driving history to find the best fit for your needs.