A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

As homeowners insurance becomes more expensive, many Americans are choosing to go without it – even as risks that are prevented, or at least mitigated, by insurance coverage increase. The Federal ...

When Tom Bhramayana built his house in Denham Springs, La., just five years ago, his annual home insurance premium was $1,575. Today, it’s $5,000—and rising. “It’s a new house,” he says. “The roof’s ...

Some of the country's highest home insurance prices are in the central U.S., a region generally considered to be protected from climate-driven disasters.