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Volatility in the stock market creates opportunities for long-term investors, as irrational sell-offs offer rare bargains.

The yellow metal hit an all-time high on Sept. 29, while spot silver rose 2.1% to $46.94 per ounce, scaling a 14-year peak.

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This tried-and-true method is one of the best ways to study so you actually retain information—and it's not hard to do. Here's what you need to know.

The “three good things” method is as simple as it sounds: Write down three good things that happened each day. In her ...