We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

We conduct surveys to study how consumer spending responds to higher inflation expectations. Most respondents spend the same, sticking to fixed budget plans or not considering inflation for spending ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

A healthy mortgage market balances the interests of three groups: Borrowers look for lower payments and greater flexibility, so they may be interested in: Lenders and investors want a good rate of ...

This note analyzes mortgage stress tests, a macroprudential tool. We find that when mortgage stress tests are applied to all ...

I’m glad to have the opportunity to speak with you today. Back in 2019, I spoke to the Economic Club of Canada about ...

The Market Participants Survey results are based on questionnaire responses from about 30 financial market participants.