A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

U.S. states have set up insurers to provide protection in disaster-prone areas that private insurance has avoided. They are taking on more risks as calamities become widespread.

A long run of home insurance cost hikes might have come to an end in September, when average premiums for multi-peril home ...

Homeowners could see insurance premiums jump another 16% over the next two years due to an uptick in natural disasters and rebuilding costs.