A climate ‘shock’ in the insurance market has started to affect home prices in areas most exposed to wildfires and hurricanes ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

The cost of covering homes has soared as natural disasters become more frequent and severe, forcing insurers to pay out ...

The final major factor in high insurance premiums is the cost of litigation in tort cases, which deal with civil remedies for ...

Affording a home is one thing. Affording to keep it running is another. The average homeowner spends $21,084 per year on non-mortgage expenses, including insurance, property taxes, and other costs, ...

DALLAS — Texas lawmakers hope to rein in homeowners’ rising insurance bills even as they acknowledge there’s only so much they can do to tackle costs. Legislators have advanced bills to limit how much ...

In a report released in August, the Consumer Federation of America and the Climate and Community Institute found that having a low credit score (around 630) drove up consumers’ premiums to more than ...

Indiana homeowners benefit from some of the lowest homeowners insurance premiums in the nation. While premiums are rising across climate-vulnerable states such as Florida, Louisiana, and California, ...

Kentucky homeowners continue to benefit from relatively low homeowners insurance costs compared with much of the U.S. While insurance premiums are rising sharply in coastal and climate-vulnerable ...