Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

Mortgage rates are up, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.70%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.

Long-term mortgage rates saw their biggest weekly decline since early March this week, according to the latest Freddie Mac Primary Mortgage Survey. 30-year fixed-rate mortgages averaged 6.67% as of July 3,