Juan Picos on Instagram: "Closing costs: what you should know 🏡💰 They’re more than just “extra fees” at the end of the deal. Closing costs typically range from 2–5% of the purchase price and can include things like lender fees, escrow, title insurance, taxes, and more. The good news? ✔️ Some costs are negotiable ✔️ Sellers may help cover part of them ✔️ Planning ahead = no last-minute surprises Swipe through to see what makes up closing costs and how to prepare like a pro. Have questions or bu
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Juan Picos on Instagram: "Closing costs: what you should know 🏡💰 They’re more than just “extra fees” at the end of the deal. Closing costs typically range from 2–5% of the purchase price and can include things like lender fees, escrow, title insurance, taxes, and more. The good news? ✔️ Some costs are negotiable ✔️ Sellers may help cover part of them ✔️ Planning ahead = no last-minute surprises Swipe through to see what makes up closing costs and how to prepare like a pro. Have questions or bu
120 views7 months ago
Instagramjuanpicos.la
Jessica Sultan | Real Estate on Instagram: "💰 $10,000 off the price or $10,000 toward closing costs? Most buyers think it’s the same… 👉 It’s not, and choosing wrong could cost you thousands. Let me break it down 👇 🏡 $10,000 off the purchase price ✔️ Lowers your loan amount ✔️ Saves thousands in interest long-term ✔️ Reduces your monthly payment ❌ But you still need cash for closing costs 🔑 $10,000 toward closing costs ✔️ Purchase price and loan stay the same ✔️ Seller covers part of your cl
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Jessica Sultan | Real Estate on Instagram: "💰 $10,000 off the price or $10,000 toward closing costs? Most buyers think it’s the same… 👉 It’s not, and choosing wrong could cost you thousands. Let me break it down 👇 🏡 $10,000 off the purchase price ✔️ Lowers your loan amount ✔️ Saves thousands in interest long-term ✔️ Reduces your monthly payment ❌ But you still need cash for closing costs 🔑 $10,000 toward closing costs ✔️ Purchase price and loan stay the same ✔️ Seller covers part of your cl
2.3K views7 months ago
Instagramjessicarealtormiami
The Lanagan Group on Instagram: "$10,000 off the price… or $10,000 toward closing costs? Same $10K. Totally different outcome. Most people only look at the purchase price. Smart buyers look at cash-to-close and monthly payment — because that’s where deals are won. Option 1: $10K off the price That’s a smaller loan. Smaller loan = slightly lower payment. At around 6.5% over 30 years, you’re looking at roughly $60-ish/month difference and about $12K+ in interest savings over the life of the loan.
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The Lanagan Group on Instagram: "$10,000 off the price… or $10,000 toward closing costs? Same $10K. Totally different outcome. Most people only look at the purchase price. Smart buyers look at cash-to-close and monthly payment — because that’s where deals are won. Option 1: $10K off the price That’s a smaller loan. Smaller loan = slightly lower payment. At around 6.5% over 30 years, you’re looking at roughly $60-ish/month difference and about $12K+ in interest savings over the life of the loan.
514 views8 months ago
Instagramthelanagangroup
The Shorb Team at Corcoran MCE on Instagram: "One thing we always try to protect our buyers from? Surprises at closing. Working with a lender who truly knows the local market matters more than people realize. Taxes, insurance estimates, and regional nuances can vary a lot, and out-of-area lenders sometimes miss those details. The result? Unexpected costs are showing up right when you’re already writing big checks. Not ideal. And closing isn’t the finish line financially, especially for first-tim
The Shorb Team at Corcoran MCE on Instagram: "One thing we always try to protect our buyers from? Surprises at closing. Working with a lender who truly knows the local market matters more than people realize. Taxes, insurance estimates, and regional nuances can vary a lot, and out-of-area lenders sometimes miss those details. The result? Unexpected costs are showing up right when you’re already writing big checks. Not ideal. And closing isn’t the finish line financially, especially for first-tim
353 views7 months ago
Instagramtheshorbteam
Evangeline Cloud | Real Estate Tips & Marketing on Instagram: "You’re in your 30s to 40s and thinking about buying. Here’s what most people don’t tell you. A 580 credit score can still get you a home. FHA loans go that low. Stop waiting for perfect credit. Paying off collections can actually drop your score. Old debt that’s been sitting there? Paying it reactivates it on your report. Talk to a lender before you do anything. Seller concessions can cover your closing costs. You can literally negot
Evangeline Cloud | Real Estate Tips & Marketing on Instagram: "You’re in your 30s to 40s and thinking about buying. Here’s what most people don’t tell you. A 580 credit score can still get you a home. FHA loans go that low. Stop waiting for perfect credit. Paying off collections can actually drop your score. Old debt that’s been sitting there? Paying it reactivates it on your report. Talk to a lender before you do anything. Seller concessions can cover your closing costs. You can literally negot
1.5K views7 months ago
Instagramevangelinecloud1
Clearwater Florida Realtor | Karina on Instagram: "Thinking about relocating to Clearwater, Florida? 🏖️ Most buyers focus on the home price… but closing costs are the surprise expense many don’t plan for. In this video, I break down: ✔️ What closing costs really include ✔️ How much buyers should budget ✔️ Common mistakes relocation buyers make ✔️ How to avoid last-minute financial stress If you’re moving from out of state, this is must-know information before you buy. 💬 Comment RELOCATE and I’
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Clearwater Florida Realtor | Karina on Instagram: "Thinking about relocating to Clearwater, Florida? 🏖️ Most buyers focus on the home price… but closing costs are the surprise expense many don’t plan for. In this video, I break down: ✔️ What closing costs really include ✔️ How much buyers should budget ✔️ Common mistakes relocation buyers make ✔️ How to avoid last-minute financial stress If you’re moving from out of state, this is must-know information before you buy. 💬 Comment RELOCATE and I’
207 views7 months ago
Instagramkarinafurlinrealtor
Tyler Gould | Family. Fitness. Legacy. on Instagram: "Most buyers think these are interchangeable. They’re not. And picking the wrong one can cost you thousands. Let me break it down: $10k off the purchase price: 6.5% rate over 30 years, that saves you roughly $12,700 in interest over the life of the loan. Your monthly payment drops by about $63. But here’s the catch — you still need cash for closing costs. If you’re tight on funds, this doesn’t help you get to the finish line. $10k toward closi
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Tyler Gould | Family. Fitness. Legacy. on Instagram: "Most buyers think these are interchangeable. They’re not. And picking the wrong one can cost you thousands. Let me break it down: $10k off the purchase price: 6.5% rate over 30 years, that saves you roughly $12,700 in interest over the life of the loan. Your monthly payment drops by about $63. But here’s the catch — you still need cash for closing costs. If you’re tight on funds, this doesn’t help you get to the finish line. $10k toward closi
1.6K views7 months ago
Instagramrealtylergould
Todd Thompson on Instagram: "Most people don’t delay buying because they don’t want a home. They delay because the money feels confusing… overwhelming… or way bigger than it actually is. And no one ever sits you down and says, “Here’s the real starting line.” Buying isn’t about being rich. It’s about being prepared. It’s understanding what’s required… what’s recommended… and what gives you peace of mind once the keys are in your hand. Once you break it down, it stops feeling like this massive, s
202 views7 months ago
Instagrammovewithtodd
Tiki Williams | THE WOODLANDS, CONROE & SPRING TEXAS REALTOR ®️ on Instagram: "Spring TX buyers… THIS is what builder incentives look like when you have the right agent on your side 👀4.99% rate buy-down + $30K incentives + paid closing cost— and it’s move-in ready right now.4 bedrooms | 3 full baths | 2-car garage in Spring, TX.👉 Right now the builder is offering:✔️ Rate buy-down as low as 4.99% (30-yr fixed)✔️ Builder-paid closing costs✔️ Up to $30,000 in incentives✔️ Refrigerator + blinds in
323 views7 months ago
Instagramtikiwilliams.realtor
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Matthew Morocco | Realtor on Instagram: "🎙️ Buyer Question: “Is land transfer tax waived if you’re a first-time buyer?” Short answer 👇 ✅ Yes — it is. Here’s how land transfer tax works in Ontario: 🏡 What is land transfer tax? It’s a tax paid by the buyer when purchasing a home. It’s due on closing and is handled by your lawyer. 👶 First-time buyers Eligible first-time buyers receive a rebate, which can fully cover the land transfer tax on many entry-level homes. 💸 Not a first-time buyer? Lan
728 views7 months ago
Instagrammattmorocco.realestate
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Mike Novak on Instagram: "You’re in your 30s to 40s and thinking about buying. Here’s what most people don’t tell you. A 580 credit score can still get you a home. FHA loans go that low. Stop waiting for perfect credit. Paying off collections can actually drop your score. Old debt that’s been sitting there? Paying it reactivates it on your report. Talk to a lender before you do anything. Seller concessions can cover your closing costs. You can literally negotiate for the seller to pay your 2-4%
17.9K views7 months ago
Instagramtherealmikenovak
Brycen Erdody | Fort Bragg Realtor®️ | Veteran on Instagram: "UNDER CONTRACT 🏗️ This new construction deal was a win across the board — and timing made the difference. ✅ $30,000 in builder flex cash ✅ +$2,000 additional closing cost credit (only available for 2 days) ✅ All closing costs covered ✅ Interest rate buy-down ✅ Brand new appliances ✅ Fence included That extra $2K incentive had a 48-hour window, so we moved fast and locked it in. This is exactly why new construction can be a huge win f
923 views7 months ago
Instagrambrycen_erdody
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Edward Nelson | Dallas, TX on Instagram: "You can offer the highest price and STILL lose the deal if you forget these protections. Even worse—you could win the deal and get stuck with big problems at closing. Here are five simple things smart buyers always include: 1. Home Warranty Ask the seller to pay for a 1-year home warranty. It usually costs them $500–$700 and can save you thousands if something breaks after you move in. 2. Clear Repair Deadlines Don’t settle for “repairs will be done befo
326.6K views8 months ago
Instagramedwardnelsonrealtor
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Mike Novak on Instagram: "You’re in your 30s to 40s and thinking about buying. Here’s what most people don’t tell you. A 580 credit score can still get you a home. FHA loans go that low. Stop waiting for perfect credit. Paying off collections can actually drop your score. Old debt that’s been sitting there? Paying it reactivates it on your report. Talk to a lender before you do anything. Seller concessions can cover your closing costs. You can literally negotiate for the seller to pay your 2-4%
48.3K views7 months ago
Instagramtherealmikenovak
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Mike Novak on Instagram: "This comes up in almost every negotiation. And knowing the difference changes how you position your offer or counter. Here’s the breakdown: PRICE DROP: List price goes from $500K to $490K. What actually happens: Buyer’s down payment drops (20% of $490K vs $500K = $2K less out of pocket) Buyer’s loan amount drops ($392K vs $400K) Monthly payment drops by roughly $60/month Property now appraises at the lower price in comps Seller nets roughly the same after commission SEL
65.9K views10 months ago
Instagramtherealmikenovak
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Lexi DePasquale on Instagram: "Are you a real estate agent looking for simple, useful realtor marketing tools? Set yourself apart from the competition with my professional and customizable listing presentation. Most importantly, save yourself TIME! HOME BUYER GUIDE INCLUDES: 9 Steps to Home Buying ✨ Timeline of Contract to Close ✨ Upfront Costs to Homebuying ✨ Earnest Money Deposit Explained ✨ Closing Costs Explained ✨ Closing Checklist ✨ Agent Introduction This Guide can be easily printed and p
171K viewsJan 19, 2024
Instagramlexidepasquale
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Rebate for New Home on Instagram: "Want to save thousands on your new Texas home? Here's how combining builder incentives with our 2% cash back rebate at closing multiplies your savings: 1. Builder incentives cut your upfront costs. 2. Our 2% rebate puts cash back in your pocket at closing. 3. Use both to cover closing costs, upgrades, or furniture. Most buyers miss this powerful combo. Don't be one of them. Ready to keep more money when you buy? Let's talk! Link in bio"
13 views7 months ago
Instagramrebatefornewhome
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The Onyx Group Mortgage | Kevin Kennedy Brandt on Instagram: "🔍 TOTAL TRANSPARENCY — NO HIDDEN FEES, NO SURPRISES • We explain every cost upfront • No fine print games • No last-minute shocks at closing • Clear numbers, clear expectations • Informed decisions from day one Mortgage fees shouldn’t be confusing — or hidden. At The Onyx Group Mortgage, transparency isn’t a promise, it’s our process. 📲 Apply now: https://onyxgroupmortgage.com/loan-application 📞 Call/Text: (949) 396-1204 🎯 Free Co
205 views8 months ago
Instagramtheonyxgroupmortgage
Angie Alvarez Guevara | Real Estate Agent on Instagram: "CEDAR HEIGHTS entre lo nuevo y lo vintage !!!! Nueva comunidad cerrada en el centro de San Antonio. New Gated Community in the heart of San Antonio. Fantastic Central Location Starting price 306k A lot of incentives, closing cost covered, and much more. If you are looking for downpayment assistance, zero downpayment, closing cost assistance, I am the person. Let’s have a conversation. Angie Álvarez 📲(910) 302-9979 San Antonio and surround
291 views7 months ago
Instagramangierealestate14
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Raffin Team | MI Real Estate Investor Deals Expert on Instagram: "Buyers: Don’t Do This Before Closing in SE Michigan ⚠️🏡 This is one of the fastest ways to delay (or lose) a deal… and most buyers don’t see it coming. ✅ Keep your credit steady until the keys are in your hand • Don’t finance furniture, a car, or big purchases 💳 • Don’t open a new credit card — even “small” changes can matter • Lenders often check credit again right before closing 📉 ✅ Don’t forget closing costs • Down payment =
106 views8 months ago
Instagramraffinteam
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