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Living in Canada? This is something you should know 🇨🇦 Opening an FHSA account can help you save on taxes and plan better for your future. Even if you open the account and don’t contribute right away, your contribution room can carry forward and grow over time. With the right planning, this account can offer significant tax benefits and is especially useful for anyone planning to buy a home in the future. 👉 Want to understand how it works? Comment “FHSA” and I’ll share the process with you. #
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Do you know what FHSA stands for? If not, you’re not alone! We hit the streets to spread the word about FHSAs (aka First Home Savings Accounts) and how they can help first-time homebuyers save more money and get into their dream home sooner. 🏡🔑 With an FHSA, your contributions are tax-deductible, like an RRSP, and your eligible withdrawals are generally non-taxable, just like a TFSA. In addition, eligible withdrawals don't have to be paid back (like they do if you withdraw funds from your RRSP
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Nitin Kochhar | Mortgage & Finance on Instagram: "👇 How Does An FHSA (First Home Savings Account) Works ? FHSA allows first-time homebuyers to contribute up to $8,000 per year up to a lifetime limit of $40,000. Any unused contribution room in a calendar year will be carried over to the following year. open a FHSA account this year in order to accumulate the additional contribution room. If you are undecided about whether they want to purchase a home, at least open their FHSA to start accumulati
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