🧐 Have you heard the term “recasting” your mortgage? It’s a great way to lower your monthly payments without having to refinance! You simply reach out to your mortgage servicer (the company you send your payments to) and let them know you’re interested in a recast. Recast policies can vary from servicer to servicer but the process is the same: you simply make a sizable principal reduction payment, then the servicer will readjust your mortgage payments based on your new balance, using your curre
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🧐 Have you heard the term “recasting” your mortgage? It’s a …
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FacebookShawn Kaplan
If you want to lower your monthly mortgage payment without refinancing or changing your interest rate, there’s a strategy most homeowners don’t know about it’s called a mortgage recast. A mortgage recast lets you apply a lump-sum payment (from savings, a bonus, or inheritance) directly to your principal balance. Your lender then recalculates your loan based on the lower balance spreading it out over the remaining term and your monthly payment drops, often by hundreds of dollars. It’s one of the
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Recasting Your Mortgage: Lower Payments Explained
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Recast Your Mortgage - How to Save Money Without RefinancingMake the most of your mortgage and save money with a loan recast! Ask your lender if they allow this process and get ready to lower your payments with no refinance process needed.#recast #mortgage #refinance #money #loans #savemoney | Travis Lang
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